Eighteen extra hours a job is £7,980 a year

Scope Creep Calculator

A fixed price divided by more hours is a lower rate. Quote £3,200 for 40 hours, spend 58, and your £80 an hour becomes £55.

Free tool

Scope Creep Calculator

A fixed price divided by more hours is a lower rate. The effective rate falls by exactly the quoted hours over the actual hours.

The job
£
£
Rate you actually got

-

Rate you quoted at
As a share of the quoted rate
Hours over
Value of the unbilled hours
Price that would have held the rate

A year of jobs like this
In billable days at 7 hours

Three things worth knowing

The effective rate is exactly the quoted hours divided by the actual hours, times the rate you quoted at. Nothing else affects it on a fixed price.

One job over is a bad estimate. Every job over by the same margin is a pricing problem, which is why the annual figure is here.

The fix is not more paperwork. Quote rounds explicitly, and send one line before extra work starts.

The same sum, in a workbook

With the annual total in days of your time.

Download the workbook Free Excel workbook, no signup. Current for 2026/27.

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We provide bookkeeping, VAT returns, payroll, tax filings, annual accounts, and advisory services — tailored to freelancers, SMEs, and ecommerce businesses.

Yes. Every client works with a named accountant who knows your business inside out. You’ll never deal with call centres — just direct, personal support.

We’re certified partners with Xero and QuickBooks. Our digital-first approach means you’ll always have real-time access to your financial data.

We offer fixed monthly packages with no hidden fees. Pricing depends on your business size and the level of support you need — but you’ll always know exactly what you’re paying for.

Absolutely. We handle VAT, corporation tax, self-assessments, and payroll tax. We also manage HMRC correspondence on your behalf to ensure you never miss a deadline.

No. While many of our clients are London-based, we also support businesses across the UK and ecommerce sellers worldwide through our cloud-based systems.

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