FREE WORKBOOK
Landlord Tax Reserve Tracker
The share of every rent payment worth moving aside, worked on what you are taxed on rather than what you keep.
Join dozens who use this
Who this workbook is for
Anyone reserving a share of their profit
That is the number that goes wrong for landlords, because the tax is not charged on the profit. On the demo the bill is 16.4 per cent of the rent but 79 per cent of what the landlord actually keeps. Reserve against the rent, because the rent is what lands in the account.
Anyone with a mortgage
Interest does not reduce what you are taxed on, so a heavily geared landlord needs a bigger share of a smaller real profit. The sheet works the reduction properly, as the lower of three amounts, rather than assuming 20 per cent of the interest.
Anyone who wants April 2027 priced in already
The same figures on the 22, 42 and 47 per cent property rates sit directly below this year’s, so the reserve can rise from £329 a month to £362 before the bill changes rather than after it.
