FREE WORKBOOK
13 Week Cash Flow for Landlords
Rent monthly, the mortgage weekly, and a boiler in week seven, because that is the week that teaches the lesson.
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Who this workbook is for
Anyone whose rent and mortgage are out of step
Rent arrives once a month. The mortgage, insurance and standing charges leave every week whether or not it has. The demo runs £2,000 of rent against £365 of weekly outgoings, which is comfortable right up until something interrupts the pattern.
Anyone one boiler away from a problem
Week seven carries a £2,800 boiler, and the account goes red in week nine even though the quarter as a whole survives. A profitable portfolio with no buffer is not a safe one, and this sheet names the buffer: £285, arranged before the week you need it.
Anyone about to have a void
Delete one rent payment from the sheet and watch the balance. Thirteen weeks is long enough to see the gap a missed month opens and short enough to be worth filling in, which is why it is the standard planning window.
