Fourteen days of terms free £117,048 without selling anything
Working Capital Release Calculator
Cash freed by moving payment terms, collection days or stock cover, priced one lever at a time. The cheapest funding round is your own balance sheet.
Working Capital Release Calculator
Cash freed by moving payment terms, collection days or stock cover. The cheapest funding round you will ever run is your own balance sheet.
How to read the release
The release is one-off: the cash arrives once, when the days actually move. The interest line repeats every year for as long as the days stay moved.
Days added to creditors are borrowed from supplier goodwill. Agreed terms survive; quietly paying late costs more than it frees, usually in price.
Collection days move with process, not with luck: invoice on delivery, direct debit where the client will wear it, and a chase rhythm that starts before the due date. The Cash Conversion Cycle Calculator shows where you stand today.
Take the workbook
The same levers in Excel, priced one at a time, with the one-off release and the recurring interest saving on separate lines.
Download the workbookFAQs
Can’t find the answer you’re looking for? Please chat to our friendly team.
We provide bookkeeping, VAT returns, payroll, tax filings, annual accounts, and advisory services — tailored to freelancers, SMEs, and ecommerce businesses.
Yes. Every client works with a named accountant who knows your business inside out. You’ll never deal with call centres — just direct, personal support.
We’re certified partners with Xero and QuickBooks. Our digital-first approach means you’ll always have real-time access to your financial data.
We offer fixed monthly packages with no hidden fees. Pricing depends on your business size and the level of support you need — but you’ll always know exactly what you’re paying for.
Absolutely. We handle VAT, corporation tax, self-assessments, and payroll tax. We also manage HMRC correspondence on your behalf to ensure you never miss a deadline.
No. While many of our clients are London-based, we also support businesses across the UK and ecommerce sellers worldwide through our cloud-based systems.
RESOURCES
Fresh takes on business and accounting.
Trading profit is split on a time basis. Interest, rent, gains, donations and dividends each follow their own rule, and mixing them up misstates both accounting periods.
A long period of account needs two separate capital allowances computations, and since April 2026 they are not even calculated at the same writing down rate.
Company law allows accounts to run for 18 months; corporation tax never allows an accounting period longer than 12. Here is how the split is drawn.
CONTACT
Get in touch
