Property income gets its own rates on 6 April 2027
Property Income Tax Calculator
Two points on every band, because rent carries no National Insurance. On £20,000 of rental profit that is another £400 a year.
Property Income Tax Calculator
What your rental profit costs you this year, and what the same profit costs from 6 April 2027 when property income gets its own rates.
Three things worth knowing
Property income carries no National Insurance. That is the reason given for the separate rates, and it is why a landlord and a sole trader on the same profit do not pay the same tax.
From 6 April 2027 the rates are 22, 42 and 47 per cent. Two points at every band, on the profit after the finance cost restriction rather than before it.
Mortgage interest is entered on its own line because it is not deducted. It produces a basic rate reduction against the tax, which the Section 24 Calculator works through.
Take the workbook
The same calculation in Excel, with both tax years side by side so you can see the change on your own figures.
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