Retention costs you twice, once for the wait and again for the share that never arrives. On a £120,000 contract…

A markup is measured on what the materials cost and a margin on what you charged, so ten per cent…

Your day rate worked back from what you need out of the year and the days you actually bill, which…

The VAT you used to collect and hold was free working capital. The reverse charge stopped it arriving, and this…

Six conditions decide whether the domestic reverse charge applies. The one that settles most jobs is whether your customer has…

The three tests for gross payment status, and why a business invoicing well over the threshold can still fail the…

One payment split the way the Construction Industry Scheme actually works, and what it costs a subcontractor when the deduction…

The same order priced on Amazon, eBay, Etsy and your own site, and the number that actually decides it: the…

Covering the stall only means you did not lose by going. Beating Etsy means the day was the better use…

With no materials and no postage, Etsy's fees are the entire cost of a download. Forty pence of them are…