Work out what is due on 31 January and 31 July. The first January carries last year in full plus…

Check whether the VAT flat rate scheme is worth joining. Most service freelancers are limited cost traders and pay 16.5…

Compare sole trader against limited company on your own profit. On current dividend rates the company wins in one narrow…

See what an inside IR35 assignment actually pays. Employer National Insurance comes out of the rate before anything is treated…

Find out who decides your IR35 status, you or the client. The small company thresholds rose in April 2025, moving…

Compare a salary against a freelance rate properly. A £55,000 salary costs an employer £64,150 once National Insurance and pension…

Work out your day rate from what you need and the days you can really bill. A normal freelance year…

A two hour callback does not cost two hours. It costs the chargeable time it displaces, which is usually most…

Being registered for CIS settles whether a deduction is taken, not whether the worker should have been on your payroll.…

A van benefit is flat whatever the vehicle cost. A car benefit is the list price times an emissions percentage,…